Which of the following is a consequence of misusing credit cards?

The consequence of misusing credit cards is primarily debt accumulation. When credit cards are used irresponsibly—such as by failing to pay off balances in full, making late payments, or maximizing credit limits—individuals can quickly find themselves in financial trouble. This behavior leads to rolling over debt, accruing interest charges, and potentially incurring late fees, which further compounds the debt situation.

Debt accumulation can adversely affect one's overall financial health and stability. It can limit future borrowing capabilities, affect the ability to make other purchases, and lead to higher financial stress. This situation often necessitates a more cautious approach to managing credit, in addition to potentially requiring a re-evaluation of personal budgeting practices to regain control of one's finances. Understanding the pitfalls of credit card misuse is essential for maintaining good financial habits and making informed decisions in the future.