Is it legal for employers to review your credit report during the job application process?

Employers are allowed to review a candidate's credit report during the job application process, but certain conditions apply. The correct answer is that it is only permissible with the candidate's consent. This means that employers must obtain written authorization from the applicant before accessing their credit report, as outlined by the Fair Credit Reporting Act (FCRA).

While some states may have additional regulations limiting the use of credit reports in hiring decisions, generally, candidates must be informed and give consent for their credit information to be reviewed. Therefore, the assertion that it is entirely illegal for employers to review credit reports is not accurate in the context of labor laws.